Assisted Living Cost in Memphis: Germantown vs Collierville vs Bartlett vs Southaven
Assisted living cost in the Memphis area is the monthly private-pay price for an apartment, meals and care; Tennessee's 2025 median was $67,140 a year, about $5,595 a month (CareScout). No public survey publishes Germantown, Collierville, Bartlett or Southaven figures. See What Assisted Living Costs in the Memphis Area.
Assisted living in Tennessee had a 2025 median private-pay cost of $67,140 a year, about $5,595 a month (CareScout 2025 Cost of Care Survey). No public survey publishes a separate figure for Germantown, Collierville, Bartlett or Southaven, so compare written quotes from communities in each city.
What this page recommends
Assisted living in Tennessee had a 2025 median private-pay cost of $67,140 a year, about $5,595 a month (CareScout 2025 Cost of Care Survey).
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What should I verify before acting?
Verify the local workflow, provider fit, pricing details, and timing directly through the canonical guide or a qualified professional before making a decision.
Related decision paths people also use
These are nearby ways people describe the same decision before they move into local comparison, pricing, or urgent next-step mode.
CareScout's 2025 Cost of Care Survey (conducted July to November 2025, collected by metropolitan area) reports a national assisted living median of $74,400 a year ($6,200 a month) and a Tennessee median of $67,140 a year. Reviewed 2026-10-13.
Read the full guide on Memphis Senior Care Homes
More Memphis-area city pages
Memphis Senior Care Homes lists licensed communities city by city across Shelby County, DeSoto County and Crittenden County.
What to compare in each city's quotes
There is no sourced city-by-city median for these four suburbs. These are the lines that make two quotes comparable.
| Price line | What it covers | Ask for |
|---|---|---|
| Base monthly rate | Apartment, meals, housekeeping, activities | The rate for the exact apartment size your parent needs |
| Care level or points fee | Help with bathing, dressing, medications | How the level is assessed and how often it is reassessed |
| Medication management | Ordering, storing and giving medications | Whether it is in the care level or billed separately |
| Memory care premium | Secured unit and dementia staffing | The monthly difference from standard assisted living |
| One-time fees | Community or move-in fee | Whether any part is refundable and when |
Assisted Living Cost in Memphis: Germantown vs Collierville vs Bartlett vs Southaven: Evidence-to-Action Framework
- Frame: State the exact decision behind “Assisted Living Cost in Memphis: Germantown vs Collierville vs Bartlett vs Southaven.”
- Verify: Use the state median as a benchmark, not a price.
- Compare: Request quotes for the same apartment size in each city.
- Stress-test: Check for this page-specific warning: A quote with no care fee shown
- Act: Shortlist communities on the canonical city page and request matches through the intake.
Ready to compare providers?
Use the source-backed framework above, then continue to the matching provider destination.
Find communities in Germantown, TN
See every licensed community the directory lists for Germantown, TN, with care types and how to reach each one.
Verify the rule before acting
- CareScout Releases 2025 Cost of Care Survey Results — 2025 national assisted living median ($74,400/year, $6,200/month); survey July-November 2025; rates collected by metropolitan statistical area; reviewed 2026-10-13
- CareScout Releases 2025 Cost of Care Data for Tennessee — 2025 Tennessee assisted living median ($67,140/year); reviewed 2026-10-13
- CareScout Releases 2025 Cost of Care Data for Mississippi — 2025 Mississippi assisted living median ranked among the lowest-cost states; reviewed 2026-10-13
- Health Facilities Licensure and Certification — Licenses Mississippi personal care homes (assisted living and residential living); reviewed 2026-10-13
- ACLF Rate Change and 2026 Maximum Room and Board Charges (memo, December 8, 2025) — CHOICES ACLF services rate ($1,497.77/month from July 1, 2025), 2026 room-and-board cap ($2,385.60/month) and maximum total facility payment ($3,883.37/month); reviewed 2026-10-13
The most recent public benchmark is CareScout's 2025 Cost of Care Survey: a Tennessee median of $67,140 a year, about $5,595 a month, against a national median of $74,400 a year, or $6,200 a month. Rates are collected by metropolitan area, but the published release gives the state figure. Treat it as the middle of the market and expect individual Memphis quotes above and below it.
Quick checklist
- Use the state median as a benchmark, not a price.
- Ask each community for its base rate and care fee separately.
- Ask what the last rate increase was and when.
- Write down every one-time fee.
Red flags
- A quote with no care fee shown
- "All-inclusive" pricing that excludes medication management
- A verbal quote that will not be put in writing
No public survey publishes separate medians for Germantown, Collierville or Bartlett, so any city ranking you read without a source is a guess. Price follows the community: building age, apartment size, the care level your parent is assessed at and whether memory care is needed. The honest comparison is three written quotes per city, from Germantown, Collierville and Bartlett communities, for the same apartment size and care level.
Quick checklist
- Request quotes for the same apartment size in each city.
- Ask each community to quote the same care level.
- Compare the total monthly price, not the base rate.
- Ask how often the care level is reassessed.
Red flags
- City "averages" with no named source
- A low base rate with care fees disclosed only after assessment
- Pressure to sign before you have a second quote
CareScout's 2025 survey ranks Mississippi among the lowest-cost states for assisted living, below Tennessee's median. That is a statewide pattern, not a Southaven price. Southaven communities are licensed by the Mississippi State Department of Health as personal care homes, and Medicaid help runs through Mississippi's Assisted Living Waiver rather than TennCare, so compare the whole picture, not only the rate.
Quick checklist
- Get Southaven quotes for the same care level as your Tennessee quotes.
- Ask whether the community is licensed as Personal Care Home-Assisted Living.
- Check how a move across the state line affects your parent's Medicaid plans.
- Add travel time for family visits into the decision.
Red flags
- Choosing on a lower rate without checking the license type
- Assuming TennCare will follow your parent to Mississippi
- A quote that leaves out the care fee
Most communities price in layers: a base rate for the apartment and meals, a care level or points fee set by an assessment, sometimes medication management, a memory care premium where it applies, and a one-time community fee. Ask for each line in writing and ask how the care level changes when your parent's needs change, because that is where the monthly bill usually grows. The Assisted Living Residency Agreement: Fees, Deposits and Discharge Rules shows where those terms sit in the contract.
Quick checklist
- Ask for the price sheet with every fee line.
- Ask how the care level is assessed and by whom.
- Ask how much notice the community gives before a rate increase.
- Ask whether the community fee is refundable.
Red flags
- No written price sheet
- Care level changes without a new assessment
- Rate increases with no notice period in the agreement
Medicare does not pay for long-term custodial care in assisted living. In Tennessee, TennCare CHOICES can pay for assisted-care services for eligible members, capped at $1,497.77 a month (effective July 1, 2025), but not for room and board, which the member pays, capped at $2,385.60 a month for 2026. Only communities that contract with TennCare accept that payment; How Families Pay for Assisted Living covers the other routes.
Quick checklist
- Ask each community whether it accepts TennCare CHOICES.
- Check whether your parent is a veteran or surviving spouse for VA pension with Aid and Attendance.
- Ask whether long-term care insurance benefits are accepted and how claims are filed.
- Plan how many months private pay can last.
Red flags
- A promise that Medicare will cover assisted living
- A community that will not say whether it takes TennCare
- No plan for what happens when savings run low
Need help applying this guide?
Questions families search in the Memphis area
Is there affordable assisted living in the Memphis area?
No public survey publishes a figure for the Memphis area; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Read the full guide (linked above)
Also searched: affordable assisted living 38103; affordable assisted living 38119; affordable assisted living 38120; affordable assisted living facility; affordable assisted living near me
Is there affordable assisted living in Arlington?
No public survey publishes a figure for Arlington; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Arlington
Also searched: affordable assisted living arlington; affordable assisted living arlington tn; affordable assisted living in arlington tn; affordable care home arlington; assisted living cost arlington tn
Is there affordable assisted living in Cordova?
No public survey publishes a figure for Cordova; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Cordova
Also searched: affordable assisted living cordova; affordable assisted living in cordova; affordable care home cordova; assisted living cost cordova; assisted living prices cordova
Is there affordable assisted living in Collierville?
No public survey publishes a figure for Collierville; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Collierville (linked above)
Also searched: affordable assisted living collierville; affordable assisted living in collierville; affordable care home collierville; assisted living cost collierville; assisted living prices collierville
Is there affordable assisted living in Millington?
No public survey publishes a figure for Millington; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Millington
Also searched: affordable assisted living in millington; affordable assisted living millington; affordable care home millington; assisted living cost millington; assisted living prices millington
Is there affordable assisted living in Memphis?
No public survey publishes a figure for Memphis; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Memphis (linked above)
Also searched: affordable assisted living in memphis; affordable assisted living in memphis tn; affordable assisted living in midtown memphis; affordable assisted living memphis; affordable assisted living memphis tn
Is there affordable assisted living in East Memphis?
No public survey publishes a figure for East Memphis; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in East Memphis
Also searched: affordable assisted living east memphis; affordable assisted living in east memphis; affordable care home east memphis; assisted living cost east memphis; assisted living prices east memphis
Is there affordable assisted living in Bartlett?
No public survey publishes a figure for Bartlett; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Bartlett (linked above)
Also searched: affordable assisted living bartlett; affordable assisted living in bartlett; affordable care home bartlett; assisted living cost bartlett; assisted living prices bartlett
Is there affordable assisted living in Germantown?
No public survey publishes a figure for Germantown; Tennessee's 2025 assisted living median was $67,140 a year (CareScout). Compare written quotes for the same apartment and care level. Assisted living and memory care in Germantown (linked above)
Also searched: affordable assisted living germantown; affordable assisted living germantown tn; affordable assisted living in germantown; affordable assisted living in germantown tn; affordable care home germantown
Is there affordable assisted living in Hernando?
No public survey publishes a figure for Hernando; CareScout's 2025 survey ranks Mississippi among the lowest-cost states for assisted living. Compare written quotes, care fee included. Assisted living and memory care in Hernando
Also searched: affordable assisted living hernando; affordable assisted living hernando ms; affordable assisted living in hernando; affordable assisted living in hernando ms; affordable care home hernando
See which Memphis-area communities fit your parent
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- Assisted Living vs Memory Care vs a Senior Care Home in Tennessee
- Moving a Parent From Memphis to Olive Branch or Southaven: Cross-State Checklist
- TennCare CHOICES vs Mississippi Medicaid vs Private Pay for Assisted Living
- West Tennessee vs East Arkansas Senior Living: Licensure and Placement Rules
- VA Aid and Attendance for Assisted Living in Tennessee: Eligibility and Budget
- Hospital Discharge to Assisted Living in Memphis: What Discharge Planners Need From Families
- Private Pay vs Medicaid Beds: Why Some Memphis Communities Don't Take TennCare